
About us

About us
Your Business Comes First
We prioritize your goals — not just approvals. Our mission is to deliver financial solutions that make sense for your business, today and tomorrow.
We Offer More Than Just Capital
From merchant cash advances and term loans to debt consolidation and payment processing, our services are built to simplify your financial path and unlock new opportunities for growth. With fast turnaround times and a personalized approach, we help you stay focused on what matters most — running your business.
Why Work With Us
Our consulting approach is built on trust, transparency, and results.
Industry Expertise
We bring years of experience in business financing, lending, and consulting across multiple industries.
Industry Expertise
We bring years of experience in business financing, lending, and consulting across multiple industries.
Industry Expertise
We bring years of experience in business financing, lending, and consulting across multiple industries.
Custom Solutions
Every recommendation we make is tailored to your business’s unique needs and goals.
Custom Solutions
Every recommendation we make is tailored to your business’s unique needs and goals.
Custom Solutions
Every recommendation we make is tailored to your business’s unique needs and goals.
Fast Funding
We help businesses secure capital in as little as 24 to 48 hours.
Fast Funding
We help businesses secure capital in as little as 24 to 48 hours.
Fast Funding
We help businesses secure capital in as little as 24 to 48 hours.
Trustworthy
We believe in straight talk — no hidden terms, no confusing language.
Trustworthy
We believe in straight talk — no hidden terms, no confusing language.
Trustworthy
We believe in straight talk — no hidden terms, no confusing language.
Full-Service Support
From your first call to post-funding follow-up, we’re with you every step of the way.
Full-Service Support
From your first call to post-funding follow-up, we’re with you every step of the way.
Full-Service Support
From your first call to post-funding follow-up, we’re with you every step of the way.
Range of Solutions
We offer multiple funding and payment solutions to fit your situation, not force it.
Range of Solutions
We offer multiple funding and payment solutions to fit your situation, not force it.
Range of Solutions
We offer multiple funding and payment solutions to fit your situation, not force it.
Transparent Process
We guide you through the process clearly so you always know what to expect.
Transparent Process
We guide you through the process clearly so you always know what to expect.
Transparent Process
We guide you through the process clearly so you always know what to expect.
Partnership
We build relationships, not one-time transactions — your growth is our priority.
Partnership
We build relationships, not one-time transactions — your growth is our priority.
Partnership
We build relationships, not one-time transactions — your growth is our priority.

Samantha Lettieri
Founder & CEO
“At Covenant Oak, we don’t just connect businesses with capital — we empower owners to make confident, informed financial decisions. Our mission is to be a long-term partner in their success, not just a quick fix.“
“The team is incredibly knowledgeable and always goes above and beyond to help me with my accounting needs. They've helped me save time and money by streamlining my bookkeeping and preparing my taxes in a timely and accurate manner.“
“The team is incredibly knowledgeable and always goes above and beyond to help me with my accounting needs. They've helped me save time and money by streamlining my bookkeeping and preparing my taxes in a timely and accurate manner.“
“The team is incredibly knowledgeable and always goes above and beyond to help me with my accounting needs. They've helped me save time and money by streamlining my bookkeeping and preparing my taxes in a timely and accurate manner.“

Samantha Lettieri
Founder & CEO
“At Covenant Oak, we don’t just connect businesses with capital — we empower owners to make confident, informed financial decisions. Our mission is to be a long-term partner in their success, not just a quick fix.“
“The team is incredibly knowledgeable and always goes above and beyond to help me with my accounting needs. They've helped me save time and money by streamlining my bookkeeping and preparing my taxes in a timely and accurate manner.“
“The team is incredibly knowledgeable and always goes above and beyond to help me with my accounting needs. They've helped me save time and money by streamlining my bookkeeping and preparing my taxes in a timely and accurate manner.“
“The team is incredibly knowledgeable and always goes above and beyond to help me with my accounting needs. They've helped me save time and money by streamlining my bookkeeping and preparing my taxes in a timely and accurate manner.“

Samantha Lettieri
Founder & CEO